RampX (FAQ)

RampX is the first crypto banking platform that combines electronic money seamlessly with blockchain. Your choice: receive and pay either on-chain or within traditional means of payment, rendering the transition through stablecoin outdated and obsolete.

RampX supports both individual and corporate accounts. Whether you’re a private user looking to manage your own assets or a company in need of institutional access, RampX provides tailored onboarding and account features to meet your needs.

Once your profile is established and your account has been opened, you will receive the following services: • A crypto wallet to store es-Currencies e-money token. • A personal IBAN where you can receive and send bank transfers. • You can request a VISA debit card for your daily expenses. • The ability to connect any wallet compatible with EWM blockchains.

Yes, RampX provides regulated services and as such we are required to perform a full KYC (Know Your Customer) verification on our customers, just like any other financial institution.

RampX is managed by an international financial group with licences in major countries including pan-Europe, UK, Switzerland, US, Canada and New Zealand. Depending on your geography, you will automatically be assigned to the relevant authorised and regulated entity which may either correspond to one of these countries or default to Switzerland or New Zealand if you are resident in another country.

The protection of your money is guaranteed by our status as a highly regulated and supervised financial institution. We adhere to strict rules regarding the segregation of client money, meaning that your money is ring-fenced from corporate liabilities and risks. This means that even in the unlikely event that one of our companies should fail, client money is protected and would not be affected.

es-Currencies (https://www.es-currencies.io/)are digital assets primarily designed to function as a means of payment by maintaining a stable value through reference to a fiat currency. es-Currencies (https://www.es-currencies.io/)holders are always able to redeem their electronic money tokens at a par value (1:1) with the referenced fiat currency, at any time and without prohibitive fees. es-Currencies (https://www.es-currencies.io/)are also programmable and streamable, extending the abilities of e-money to the next level.

RampX supports multiple fiat currencies, including EUR, GBP, CHF, and USD. Following KYC verification, users will be provided with either a fiat wallet or a payment account depending on their country of residence.

You can send fiat money to RampX and your money will be represented with tokenized e-money (es-Currencies)(https://www.es-currencies.io/). You can then swap with cryptocurrencies. You can store es-Currencies (https://www.es-currencies.io/)and cryptocurrencies in your RampX crypto wallet or you can connect any non-custodial web3 wallet you already own. If you hold cryptocurrencies, you can sell them and get es-Currencies (https://www.es-currencies.io/)that you can use for payments in the blockchain or in the legacy banking rails (sending them to a bank account).

You can use es-Currencies (https://www.es-currencies.io/)on BSC, Gnosis, and Polygon (Gnosis is the default network). Our UI makes it easy to move your es-Currencies (https://www.es-currencies.io/) between these networks. It also allows for powerful cross-chain swaps: exchange es-Currencies (https://www.es-currencies.io/) for almost any token on any network, or swap tokens from any network back into es-Currencies (https://www.es-currencies.io/).